Model Wealthsimple’s simplified Hunter plan against RBC’s FPIRP structure. All inputs are editable so you can mirror the screenshots or test alternatives.

Shared Inputs

New WM Assets (NNA, $MM)

Attrition in first 12 months (% of landed AUM)

WM revenue rate (% of AUM, for profitability context)

Count of new margin/trader accounts (WS only, optional)

Wealthsimple — Simplified Plan

Base ($)

Commission per $1MM WM ($)

Accelerator threshold ($MM)

Accelerator boost (% to all commission once threshold hit)

Payout timing — Paid now (%)

Payout timing — Paid at 12 months (%)

Trailing (bps annually for # years)
bps for years
Cross-sell: per margin/trader account ($)

RBC FPIRP — Key Components

Base ($)

LTIA credit ratio (% of NNA that counts to LTIA)

LTIA Tiers (editable)

#	Annual LTIA ≥ ($MM)	Total Annual Payout ($)

Manager Awards (enter selected values)

Award	Amount ($)
P&A Excellence
Client & Business Excellence

Production Commission Mode

Blended commission (bps on NNA)

Perks (e.g., cruise) cash value ($)

Source \\ Product	Standard (bps / mix%)	Moderate (bps / mix%)	Complex (bps / mix%)
NIC External	/	/	/
EIC External	/	/	/
Internal	/	/	/

WS vs RBC IRP — Compensation Scenario Calculator flexible

Results